Privacy Policy

1. Who We Are

Business Pulse Studio™ provides digital business tools, Microsoft Excel templates, financial calculators and educational resources designed to help businesses make smarter decisions.

If you have any questions about this Privacy Policy, please contact:

Email: support@businesspulsestudio.com

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2. Information We Collect

Depending on how you use our website, we may collect:

Personal Information

• Name

• Email address

• Billing address

• Country

• Purchase history

• Account login details

• Password (encrypted)

• Communication preferences

Payment Information

We do not store your payment card details.

Payments are securely processed through trusted third-party payment providers.

Website Usage Data

We may automatically collect:

• IP address

• Browser type

• Device information

• Operating system

• Pages visited

• Time spent on pages

• Referral websites

• Cookies

• Analytics information

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3. How We Use Your Information

We use your information to:

• Process your orders

• Deliver digital downloads

• Create and manage your member account

• Provide customer support

• Improve our products and services

• Respond to enquiries

• Send newsletters (only if you subscribe)

• Notify you about product updates

• Prevent fraud

• Meet our legal obligations

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4. Member Accounts

When you create an account, we store information required to:

• Allow secure login

• Provide access to purchased products

• Maintain your purchase history

• Manage subscriptions

• Improve your customer experience

You are responsible for keeping your login credentials secure.

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5. Newsletter Subscription

If you subscribe to our newsletter, we may send:

• Business insights

• Product launches

• Educational resources

• Exclusive subscriber offers

• Company updates

You may unsubscribe at any time by clicking the unsubscribe link included in every email.

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6. Cookies

Our website uses cookies to improve your experience.

Cookies may be used for:

• Essential website functionality

• Keeping you logged in

• Shopping cart functionality

• Analytics

• Website performance

• Security

• Marketing (where consent has been provided)

You can manage your cookie preferences through your browser or our cookie banner.

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7. Purchases

When purchasing products from Business Pulse Studio™, we collect information necessary to:

• Process your order

• Deliver digital products

• Provide invoices

• Prevent fraudulent transactions

• Comply with tax regulations

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8. Third-Party Services

We may use trusted third-party providers including:

• Payment processors

• Website hosting

• Email marketing platforms

• Analytics providers

• Customer support tools

These providers only receive information necessary to perform their services.

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9. Data Security

We take reasonable technical and organisational measures to protect your personal information, including:

• Secure website encryption (SSL)

• Encrypted passwords

• Secure payment processing

• Limited access to customer information

• Regular security updates

However, no method of transmission over the internet can be guaranteed to be completely secure.

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10. Data Retention

We retain personal information only for as long as necessary to:

• Provide our services

• Meet legal obligations

• Resolve disputes

• Enforce our agreements

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11. Your Rights

Depending on your location, you may have the right to:

• Access your personal information

• Correct inaccurate information

• Request deletion of your information

• Restrict processing

• Withdraw consent

• Object to processing

• Request data portability

• Lodge a complaint with your local data protection authority

To exercise these rights, please contact:

support@businesspulsestudio.com

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12. Marketing Communications

We only send marketing emails where you have:

• Subscribed voluntarily

• Given your consent

• Purchased from us where applicable under relevant marketing laws

You may unsubscribe at any time.

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13. Children's Privacy

Our website is intended for individuals aged 18 or over.

We do not knowingly collect information from children.

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14. International Visitors

Your information may be processed in countries outside your own where our trusted service providers operate.

Where required, we ensure appropriate safeguards are in place.

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15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes will be posted on this page together with the updated revision date.

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16. Contact Us

If you have any questions regarding this Privacy Policy or how we process your information, please contact:

Business Pulse Studio™

Email: support@businesspulsestudio.com

Website: www.businesspulsestudio.com