Terms & Conditions

Last Updated: 22 July 2026

Business Pulse Studio™ ("we", "our", or "us") respects your privacy and is committed to protecting your personal information.

These Terms & Conditions govern your use of our website, your purchase of our digital products, and any services provided through Business Pulse Studio™.

By accessing our website, creating an account or purchasing our products, you agree to be bound by these Terms & Conditions.

If you do not agree with these Terms, please do not use our website.

1. About Us

Business Pulse Studio™ develops and sells professional digital business resources, including:

Microsoft Excel templates
Financial calculators
Business dashboards
Planning tools
Educational resources

Our products are designed to help businesses improve decision-making through clarity, control and growth.

2. Eligibility

You must be at least 18 years old or have permission from a parent or legal guardian to use our website or purchase our products.

By placing an order, you confirm that you are legally capable of entering into a binding agreement.

3. Your Account

You may create a Business Pulse Studio™ account to access purchased products and manage your downloads.

You agree to:

Provide accurate information
Keep your password secure
Notify us immediately of any unauthorised use of your account
Accept responsibility for all activity under your account

We reserve the right to suspend or terminate accounts where fraudulent or abusive activity is identified.

4. Orders

All orders are subject to acceptance.

After successful payment you will receive access to your purchased digital products.

Occasionally we may refuse or cancel an order due to:

Pricing errors
Technical issues
Suspected fraud
Payment problems
Legal requirements

If payment has already been taken, a refund will be issued where appropriate.

5. Digital Products

All products sold through Business Pulse Studio™ are digital downloads.

No physical products will be shipped unless specifically stated.

Due to the nature of digital products, delivery occurs electronically.

It is your responsibility to ensure that your device supports Microsoft Excel files before purchasing.

6. Product Licence

When you purchase a product from Business Pulse Studio™, you are purchasing a licence to use the product, not ownership of the intellectual property.

Unless otherwise stated, your licence permits:

Personal use

Internal business use

You may not:

Resell our products
Share download links
Distribute files
Upload products to file-sharing websites
Claim the work as your own
Modify and resell any part of our products
Include our products in templates or bundles for resale

All intellectual property remains the property of Business Pulse Studio™.

7. Pricing

Prices are shown in the applicable currency displayed on the website.

Prices may change at any time without notice.

The price charged will always be the price shown at the time your order is placed.

8. Payment

Payments are securely processed by trusted third-party payment providers.

Business Pulse Studio™ does not store your full payment card information.

9. Refunds

Due to the nature of digital downloads, purchases are generally non-refundable once access has been granted.

However, if:

you receive the wrong product,
the file is corrupted,
or there is a technical issue preventing normal use,

please contact us and we will work with you to resolve the issue promptly.

Nothing in these Terms affects your statutory rights under applicable consumer protection laws.

10. Product Updates

From time to time we may improve or update our products.

Where updates are included with your purchase, they will be made available through your account or via the original delivery method.

Unless explicitly stated, future major versions or entirely new products are not included with previous purchases.

11. Accuracy of Information

While we make every effort to ensure our templates and educational content are accurate and up to date, Business Pulse Studio™ does not guarantee that every calculation, example or piece of information will be suitable for every business.

Our products are intended as practical business tools and should not be considered financial, legal, tax or accounting advice.

Professional advice should always be sought where appropriate.

12. Limitation of Liability

To the maximum extent permitted by law, Business Pulse Studio™ shall not be liable for any:

Loss of profits
Loss of revenue
Business interruption
Indirect or consequential losses
Loss arising from the use or inability to use our products

Our total liability shall not exceed the amount paid for the relevant product.

Nothing in these Terms excludes liability that cannot legally be excluded.

13. Intellectual Property

All content on this website, including but not limited to:

Products
Templates
Branding
Logos
Graphics
Text
Product images
Videos
Website design

is protected by copyright and intellectual property laws.

Unauthorised copying, reproduction or distribution is strictly prohibited.

14. Acceptable Use

You agree not to:

Attempt to gain unauthorised access to our website
Upload malicious software
Interfere with website security
Use automated tools to scrape content
Copy or reproduce website content without permission
Use our products for unlawful purposes

15. Website Availability

We aim to keep our website available at all times.

However, we cannot guarantee uninterrupted access due to maintenance, technical issues or circumstances beyond our control.

16. Privacy

Your use of this website is also governed by our Privacy Policy and Cookie Policy.

17. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time.

Changes become effective once published on this website.

Continued use of the website constitutes acceptance of the revised Terms.

18. Governing Law

These Terms & Conditions are governed by the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

19. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us.

Business Pulse Studio™

Email: support@businesspulsestudio.com

Website: www.businesspulsestudio.com